Which section of the Garage Coverage Form provides physical damage coverage for the insured's covered autos?

The section of the Garage Coverage Form that provides physical damage coverage for the insured’s covered autos is Section IV. This section is specifically designed to address the types of damages that can occur to vehicles that the insured owns and operates in connection with their garage business. It includes coverage for damages from collision and comprehensive losses, protecting the insured from financial loss due to physical damage to their vehicles.

Understanding the purpose of Section IV is important because it ensures that businesses that rely on automobiles for operations—like dealerships or repair shops—have the necessary coverage to protect their assets. Other sections in the Garage Coverage Form focus on different aspects of coverage, such as liability or operations, but Section IV is specifically tailored for physical damage to the covered autos, making it critical for businesses that operate with vehicles.