Which of the following is not covered by the CGL's general aggregate limit?

In a Commercial General Liability (CGL) policy, the general aggregate limit is a cap on how much coverage is available for certain types of claims during a policy term. This limit applies to various claims, typically covering liability related to bodily injury, property damage, and personal injury claims. However, specific exclusions exist regarding certain types of claims.

Product recall is not covered by the CGL’s general aggregate limit. This reflects the nature of product recalls, which typically involves costs associated with removing a faulty product from the market and may not directly relate to the liabilities covered under the general aggregate limit, such as bodily injury or property damage as a result of the product.

In contrast, personal injury claims, property damage claims, and general liability claims fall within the scope of the general aggregate limit and are typically covered as part of the policy. Understanding these distinctions is crucial for navigating the complexities of CGL policies and recognizing the types of claims that may incur additional costs outside the general aggregate limit.